What Does It Cost?

At DCS Wealth, we offer a range of services to best meet our clients' needs.

For those clients wishing to purchase a mutual fund or an insurance policy, we do not charge any direct fee, but are compensated by the fund or insurance company through a standardized commission.  This is one of the most economical ways to begin building a financial portfolio with professional advice.

For those clients with larger portfolios looking for the next step up in portfolio management and flexibility, we offer managed accounts.  Here you can buy mutual funds, exchange traded funds and separately managed accounts without any front end load.  Instead of a commission, you are charged a quarterly management fee as a percentage of your account balance.  This offers an efficient management of both your investments and the related expenses.  (New accounts must meet minimum account balances.)

For clients looking for help in designing their financial plan as a road map to achieve their goals, we offer Fee Based Financial Planning.  After understanding your goals, concerns and financial complexity we can propose a Financial Planning Process for an up-front quoted price.  This helps people understand what their big, lifetime goals are and design a strategy to help them work towards them.

You can also use our services on an hourly fee basis.  This may be the best option for truly unique planning needs or for the individual who wants to do it "all on their own" but may need some professional advice from time to time.